Affiliate Disclosure

BuildCreditAI may participate in affiliate marketing programs in the future. We currently link directly to our product partners' sites and do not earn a commission from those links. If that changes, we'll update this page to disclose any affiliate relationships before they go live.

Which Products We Feature

We feature financial products that we believe may be genuinely helpful to users who are actively building credit. Any affiliate relationships we may enter in the future will not determine which products appear on our platform or how they are ranked.

How Our Links Work

Today, our product links take you directly to the partner's own website, and we do not receive a referral fee for any click, application, or approval. If we add affiliate links in the future, a financial institution may pay us a referral fee when you complete a qualifying action (such as applying for or being approved for a credit card or loan) — that fee would come from the institution, not from you — and we would disclose it here first.

Who We Work With

We do not currently have any affiliate revenue relationships. The products we link to — secured credit card issuers, credit builder loan providers, credit monitoring services, and dispute assistance services — are featured on their own merits. If we establish affiliate partnerships in the future, we'll list them here.

This disclosure is provided in accordance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255).

Questions?

Contact us at [email protected].