Simple, transparent
coaching plans.
Start free and upgrade when you're ready. No hidden fees, no confusing tiers — just clear guidance at every level. No credit card required.
Try Builder free for 7 days
No credit card required. Cancel anytime.
Start with a personalized plan built around your goals.
Free
Your personalized starting point
See what's holding your credit back — in minutes.
Get your free plan →- Personalized credit snapshot
- Your top 3 recommended actions
- 1 credit goal
- Plan preview (see what’s ahead)
- Basic score tracking
- Partner credit monitoring setup
Builder
Your step-by-step credit plan
7-day free trial — no credit card required
Start improving my credit →7 days free, then $9.99/mo
- Everything in Free
- Personalized step-by-step credit plan
- Monthly action checklist (know exactly what to do)
- Month-by-month improvement roadmap
- Payment & utilization guidance
- Track your progress over time
- Up to 3 credit goals
- Email support
Pro
Your AI credit coach
7-day free trial — no credit card required
Get my AI coach →- Everything in Builder
- AI Credit Coach (ask anything, anytime)
- Score simulator (see impact before you act)
- Dispute guidance & support
- Unlimited credit goals
- Priority support
Improving your credit takes time — we help you take the right steps faster.
Features
Free
$0
Builder
$9.99/mo
Pro
$14.99/mo
Your Plan
Personalized credit snapshot
Top 3 recommended actions
Credit goals
Plan preview (see what’s ahead)
Personalized step-by-step credit plan
Monthly action checklist
Month-by-month improvement roadmap
Tracking & Tools
Basic score tracking
Partner credit monitoring setup
Payment & utilization guidance
Progress tracking over time
Score simulator (see impact before you act)
AI Coaching
AI Credit Coach (ask anything, anytime)
Dispute guidance & support
Smart recommendations
Support
Email support
Priority support
Weekly progress emails
Questions? Contact support