Skip to main content

Credit Karma Auto vs MyAutoLoan

Check your auto loan options without affecting your credit score.

Feature

Credit Karma Auto

MyAutoLoan

Hard credit check to pre-qualify

No (soft pull)

No (soft pull)

Minimum credit score

525

575

Loan types

New, used, refinance

New, used, refinance, private party

Rate range

Varies by lender

From 1.99% APR

Number of lenders

Multiple

4 lenders

Funding speed

Varies

Same day possible

Best for

Seeing multiple offers in one place

Comparing specific lender rates

Credit Karma Auto

Best for seeing a broad range of offers across multiple lenders in one place

  • Multiple lenders in one search
  • No hard credit check to pre-qualify
  • Minimum score as low as 525

MyAutoLoan

Best for comparing specific lender rates with same-day funding options

  • Rates from 1.99% APR
  • Same-day funding possible
  • Includes private party loans