Discover it® Student vs Capital One SavorOne Student
Both have no annual fee and are designed for students with limited credit history.
Feature
Discover it® Student
Capital One SavorOne Student
Annual fee
$0
$0
Cash back
5% on rotating quarterly categories + 1% everywhere
3% on dining, entertainment, streaming + 1% everywhere
Sign-up bonus
Cashback Match first year
$50 early spend bonus
GPA reward
$20 statement credit for 3.0+ GPA
None
Upgrade path
Graduates to unsecured Discover it
Graduates to Capital One Quicksilver
Pre-qualification
Yes
Yes
Recommended score
No history needed
No history needed
Foreign transaction fee
None
None
Best for
Maximizing cash back with rotating categories
Simple flat cash back on dining and fun
Discover it® Student
Best if you want to maximize cash back and get rewarded for good grades
- 5% on rotating quarterly categories
- Cashback Match doubles year 1 rewards
- $20 GPA bonus for 3.0+
Capital One SavorOne Student
Best if you spend mostly on dining, entertainment, and streaming
- 3% on dining, entertainment, streaming
- $50 early spend bonus
- Graduates to Quicksilver