How to upgrade to Builder or Pro
Upgrading unlocks your full roadmap and the Pro tools. Here's where to upgrade and what to expect at checkout.
Where to upgrade
You can start an upgrade from a few places. The "Your Plan" section of your profile has Builder and Pro upgrade cards with a monthly-vs-annual toggle. The Pricing page shows the same options alongside the full feature comparison. And paid features — like the dispute tools, score simulator, AI Coach, and extra goals — show an "Upgrade to Builder" or "Upgrade to Pro" button that takes you to the Pricing page. Builder unlocks your full 12-month roadmap and tracking tools; Pro adds the score simulator, dispute letter templates, and the AI Coach on top of everything in Builder.
Choosing your plan and checking out
Pick Builder or Pro and choose monthly or annual billing — annual is billed once up front and works out cheaper per month. Builder is $9.99/month, or $99.99/year ($8.33/month when billed annually). Pro is $14.99/month, or $149.99/year ($12.50/month when billed annually). When you choose a plan, BuildCreditAI hands you off to Stripe's secure checkout with your selected plan and billing already applied, so you just confirm and pay. For the complete feature-by-feature comparison, see the Pricing page.
Your free trial
Paid plans include a 7-day free trial. You won't be charged during the trial, and your plan activates automatically when the trial ends unless you cancel first. Payment is handled through Stripe's secure checkout.
Key Takeaways
- Upgrade from the Pricing page, your profile's "Your Plan" section, or an in-app upgrade prompt.
- Builder unlocks the full roadmap; Pro adds the simulator, dispute templates, and AI Coach.
- Paid plans include a 7-day free trial and are billed through Stripe; cancel before it ends to avoid a charge.